Businesses are not allowed to advertise a price and add a surcharge at the point of sale when a consumer elects to pay with a credit card. New Yorkers using debit cards do not enjoy the same protections as those using credit cards. Instead, businesses are required to inform consumers of the higher credit card price for a product or service by posting the higher price. See below for examples. Click here to read the specifics. To read the NYS Senate Bill S1394 that took effect on January 25, 2021, click here